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2010-09-19

You're In Good Hands and Being Strangled At The Same Time

HAH !!! Here is a funny insurance story: 

Several weeks ago I received a refund for overpayment of an annual policy for a house insurance that had been paid in full probably a month before. Now I get a letter saying they are going to cancel the policy because I didn't pay some membership fee, which I am pretty sure is considerably less than the refund they already sent me.

AND ... I haven't even cashed the refund check for minor legal reasons far beyond the scope of this silliness, so functionally, they still have the money sitting in their account.

A friend responded that I didn't sound like I was too happy with insurance companies at the moment ...

Actually, I am learning to see 'the stupidity of giant corporations' as a form of entertainment. It's what keeps my lawyer busy, well fed, and clothed.

Insurance has been at the top this last year in the Stupid category. I have never built a brand new house and never plan to do so, because the purchase of more affordable older homes has worked out just fine. But they want to constantly sell me policies based on the cost to rebuild versus what I just need to simply buy another house in my local market. They raised my rates about 30 percent in one year. So their greed and insensitivity resulted in a loss of my patronage. I won't mention their name, but it rhymes with 'Stall Ate'.

And we don't want unbusy, starving naked lawyers roaming the streets.

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